Apply For A Mortgage
Independent Mortgage Associates is the one-stop solution to home financing. Our qualified professional staff is better in three ways:
- We offer some of the lowest rates available anywhere
- IMA gives you more choices! Choose from a wide variety of both innovative and traditional mortgages
- Years of experience combined with the latest mortgage processing technology mean quick, responsive service
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Apply On-Line
TIP: There are some simple things you can do to speed up the application process. Most importantly, having your documentation ready when you apply will reduce the time required to approve your loan. We will ask you to provide some or all of the following items:
- A copy of the final purchase contract for the house
- Pay stubs for the last 30 days, showing current and year-to-date earnings for each applicant
- W2 and 1099 forms (if applicable) from the last tax year for each applicant
- Personal tax returns for the last 2 tax years
- If you are self-employed, business tax returns for the last 2 tax years, plus a current year-to-date Profit and Loss statement
- Bank account numbers and statements for the last 2 months
- Loan, credit card and other debt account numbers and balances
- Canceled checks or other evidence of mortgage or rent payments
- Irrevocable gift letters for any monetary gift from a relative used for down payment