1. Prequalify
Step One in purchasing a
home is to prequalify for a loan. We will ask about your income
and your expenses and use a standard ratio to determine how much
house you can afford. Independent Mortgage Associates will
provide you with a written pre-qualification letter. This shows
realtors and home sellers that you are a serious buyer, and can
give you leverage when negotiating the price of your new
home.
You can get more
information or start the mortgage process with a
prequalification by calling us at 770-579-1000 or by
using our on-line form.
Try our
On-Line Prequalification Calculator
|
TIP:
This is a good time to review your credit records. You
want to know about (and take care of) any errors or
problems now, rather than in the middle of the
application process. Contact the 3 credit bureaus
directly to get copies of your credit
reports - it's FREE for Georgia residents! |
- Prequalify
-
Find
A Home
-
Apply
For A Loan
-
Insurance
& Services
-
Closing
|
