The Mortgage Process

3. Apply For A Loan

Independent Mortgage Associates makes it easy to apply. Phone us at 800-425-6949 or you can even apply Online.

After receiving your information, IMA can have your loan commitment ready in as little as 24 hours! Within 3 days we will send you the Truth-In-Lending disclosure, a Good Faith Estimate of Closing Costs, and other important federal and state documents. Review, sign and return these to us quickly to expedite the process.

How much will your payments be?
Try our On-line Payment Calculator

TIP: Your interest rate may continue to fluctuate up or down until the day of closing, unless you lock in your rate. You are eligible to lock in your rate at any time after you turn in your application. Seven days before closing you will be locked in so that your paperwork can be prepared.
  1. Prequalify
  2. Find A Home
  3. Apply For A Loan
  4. Insurance & Services
  5. Closing