The Mortgage Process

5. Closing

Your closing can be scheduled at any time convenient to you and your agent, and the seller or builder. Independent Mortgage Associates will make sure all of your loan documents are ready for closing. At least 24 hours before the closing, we will review your HUD1 closing statement to verify that all the figures are accurate. If you have a balance due at closing, we will let you know the amount in advance.

TIP: There are a few things you will need to bring to the closing. Each borrower should bring a photo ID. You should also bring the original homeowner's insurance declarations page and a receipt of payment. Of course, any balance that you have due should be in the form of a certified or cashier's check, made payable to yourself.

  1. Prequalify
  2. Find A Home
  3. Apply For A Loan
  4. Insurance & Services
  5. Closing