Welcome!

As one of the region's premier lenders, Memorial Health Credit Union takes justifiable pride in our dedication to customer support. We make refinancing or purchasing your home an easy, hassle-free experience.

Before you start the loan process, let us walk you through what you can expect. We'll give you valuable tips along the way. Then when you're ready to apply for your loan, we'll let you do it the way YOU are most comfortable; choose our secure interview-style on-line form, or download a PDF Loan Application Package.

Please contact us for today's rates (you'll find ours to be among the best available anywhere!) or if you have a question at any time in the loan process. Phone us, or use email or our convenient online form.

Thanks for your choosing Memorial Health Credit Union for your home financing. We promise to do all we can to make the mortgage process easy and hassle-free!

  -  David Menna, Independent Mortgage Associates

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Click to download an Application Package

Mortgage CalculatorIncome Qualifier

Explore the Mortgage Process

Introduction
Step 1. Prequalify
2. Search 
3. Apply
4. Services
5. The Closing

Congratulations! You've decided to take the plunge and purchase a home. Most experts agree that your primary residence is one of the best investments you can make. Whether this is your first house or you're an old hand at home buying, purchasing real estate can be a confusing and sometimes stressful process. That's why we're here - to make buying your home easy by helping you each step of the way.

Your Mortgage Associate will be there to walk you through the process from application to closing. By understanding each step of the process, you'll be better prepared and there won't be any last minute surprises. So read on and find out how you can have a hassle-free experience buying or refinancing your home.